Health Insurance Information
The Town of Wakefield offers health insurance through the Group Insurance Commission (GIC). Any benefit-eligible employee working 30 or more hours who wishes to enroll in a health plan must contact the Human Resources Office to complete the electronic enrollment form:
- within 10 days of hire, or
- within 30 days of a qualifying event, or
- during annual Open Enrollment (April of each year)
New hire health coverage start dates click here
The GIC Benefit Decision Guide and other information is available to assist you with your health insurance options. Premiums are 20-25 percent employee paid and 75-80 percent employer paid, depending on plan selection. For new hires, enrollment must be within 10 days of hire.
Links to Health Insurance Carriers
- Mass General Brigham Health (formerly Allways Health Partners)
- Harvard Pilgrim Health Care
- Tufts Health Plan
- Unicare
- CVS Caremark - Pharmacy provider for all non-Medicare plans effective July 1, 2023
- Silverscript - Pharmacy provider for all Medicare plans
- GIC Member Portal
Health Insurance Benefits
- FY2024 Health Insurance Premium Rate Sheet
- GIC Benefit Decision Guide
- Benefits at a Glance for Employees & Non-Medicare Retirees & Survivors
- Benefits at a Glance for Medicare Retirees & Survivors
- FY2024 GIC Massachusetts Hospital List
Health Insurance Opt Out Agreement
In return for the agreement to drop Town health insurance coverage, the Town agrees to pay an eligible employee one of the following amounts:
- $1,500.00 for waiving individual health insurance plan coverage; or
- $3,000.00 for waiving family health insurance plan coverage
Employees must meet the criteria in the agreement to qualify.